Powered by Barrett Financial Group

We Don't Profit From Your Rate. We Profit From Your Trust.

Your lender makes money on your interest rate, so they will never fight to lower it. We only earn when we save you money. That changes everything.

Free Rate Review →Put My Rate on Watch
200+
Lender Partners
151+
5-Star Reviews
12 Day
Average Close
0%
Rate Markup
The Real Difference

Know Where Their Motivations Lie.

The big banks and servicers make money on your interest rate. So when rates drop, they stay quiet. Every dollar you save is a dollar off their bottom line.

We are a brokerage with over 200 lender partners. We don't make a dime on your rate. We only get paid when we save you money, so we watch the market like hawks. When there is an opportunity, you hear from us first.

Talk to Us →
THEM
×
Big Banks & Servicers

They profit from your rate.

Large corporations making money when your rate stays high. Zero incentive to call when rates drop. Their silence costs you thousands.

US
✓
Mikesell & Forsyth

We profit from your trust.

We only earn when we save you money. 200+ lenders, lower overhead, and a team genuinely incentivized to fight for the best deal you can get.

The Receipts

Barrett Financial’s #1 Team by Funded Volume.

$400M+
Funded
775+
Loans Closed
35+
States
12
Day Avg Close
Funded volume and loan counts from our complete production records; team ranking per Barrett Financial’s year-to-date funded-volume leaderboard, 2026. Not projections — receipts.
Do the Math

What Is Your Rate Costing You?

1.00%
Make It Real — Free Rate Review →
Estimated Monthly Savings
$0
every month, for the life of the loan
Over the Next 5 Years
$0
Illustration only, based on the numbers you enter — principal & interest, before taxes, insurance, and closing costs. Not a loan offer, quote, or commitment to lend. Your actual savings depend on your full scenario. That’s what the free review is for.
Not Ready Yet? Perfect.

Put Your Rate on Watch.

01

Lender pricing, daily

We track pricing movement across our 200+ lender network every day — the best deal moves between lenders week to week.

02

Your break-even, not a headline

A rate drop only matters if the math works after costs. We model your scenario — not a generic threshold.

03

One call when it matters

No newsletters, no spam. When there’s real money on the table for you specifically, your phone rings. Until then, silence.

“Now, he’s monitoring rates for me, ensuring I can always secure the best possible deal. I’ve finally found my lifelong lender!”

Refinance Client — Zillow Review

Sixty seconds. Zero cost.

No credit pull, no obligation. Just a standing order for us to watch the market on your behalf.

By submitting, you agree to be contacted by Mikesell & Forsyth / Barrett Financial Group, LLC about your rate. Not an application for credit; does not affect your credit score. See our Privacy Policy.

Your Servicer Will Never Call You When Rates Drop. We Will.

What We Do

Every Angle. Covered.

01

Home Purchase

First-time buyer or seasoned investor, we shop 200+ lenders. Conventional, FHA, VA, USDA, Jumbo. Average close: 12 days.

02

Refinance

We proactively monitor the market so you never miss a chance to lower your payment, shorten your term, or pull equity.

03

HELOC & Equity

Tap your equity intelligently. HELOC, cash-out refi, or debt consolidation, structured to build wealth.

The Process

Fifteen Minutes. That’s the Ask.

STEP 01

The Free Review

Fifteen minutes on the phone. We look at your current rate and your goals, and tell you straight whether we can save you money — or whether you should stay exactly where you are.

STEP 02

We Go to Work

We shop your scenario across 200+ lenders and structure the loan around your life, not the bank’s margins. You see every number before you commit to anything.

STEP 03

You Win — Then We Keep Watching

Average close: 12 days. And we don’t disappear after. When the market gives us another chance to save you money, your phone rings.

Start With the Fifteen Minutes →
Your Team

Experience You Can't Fake.

Dylan Forsyth and Logan Mikesell
Dylan Forsyth
Senior Loan Officer
NMLS# 1202762 • Barrett Financial Group, LLC

Over a decade in mortgage. Dylan builds long-term strategies that evolve with your life. His clients come back for their second, third, and fourth homes and send everyone they know.

✉ Dylan@BarrettFinancial.com☎ (480) 650-4581
Logan Mikesell
Branch Manager
NMLS# 1097730 • Barrett Financial Group, LLC

Logan leads from the front. Encyclopedic knowledge of lending programs, obsessed with getting clients the best deal. Nationwide reach across 35+ states with 200+ lender partners.

✉ LoganM@BarrettFinancial.com☎ (480) 379-6688

When There is an Opportunity to Save You Money, We Pick Up the Phone.

Every single time. That is how we earn your business, and your referrals, for life.

Schedule Your Free Review →
For Real Estate Agents

Your Client. Closed in 12 Days. And They Hear From Us — Not a Call Center.

Your client is working with Barrett Financial’s #1 team by funded volume — two licensed originators on their file start to finish, updates before they ask, and a team that treats your referral like the asset it is. When their rate drops later, we call them — and they remember who introduced us.

Partner With Us →
Client Reviews

Don't Take Our Word. Take Theirs.

Google
5.0 ★★★★★
Zillow
4.99 ★★★★★
Experience
5.0 ★★★★★
151+ reviews
★★★★★

I have worked with Dylan on several occasions. He helped me purchase my first, second, and third home. Dylan will always be my go-to. The way he communicates and makes everything simple is priceless.

Repeat Client
Google Review
Forsyth Mortgage Team
★★★★★

Logan was fast, professional, kind, and just overall wonderful to work with! He had a great program for us and worked with all parties very well.

Verified Client
Google Review
Mikesell Mortgage Team
★★★★★

We have worked with Dylan 3 times and know he is looking out for our best interest. Extremely trustworthy, confident, and prompt. You are never left guessing.

Repeat Client
Google Review
Forsyth Mortgage Team
★★★★★

Logan and his team are absolutely amazing. I have used them twice now. They got me an amazing interest rate and the process was so simple.

Verified Client
Google Review
Mikesell Mortgage Team
★★★★★

This guy went above and beyond. I am in California and even though he is in Arizona he made things happen so fast. Highly recommended!

CA Client
Verified Client Review
Forsyth Mortgage Team
★★★★★

He explained everything down to the details so I could grasp a solid understanding. Kept me up to date through every step. I will definitely work with him again.

Verified Client
Google Review
Mikesell Mortgage Team
Read All Reviews on Google →
Questions

Straight Answers.

What does the free rate review cost?
Nothing. Fifteen minutes on the phone, no obligation, no pressure. If we can’t beat what you have, we’ll tell you to stay put — and mean it.
How do you actually get paid?
We’re compensated by the lender when your loan closes — not by marking up your rate. Our incentive is to find you the lowest cost of borrowing across 200+ lenders, because that’s how we earn your business and your referrals for life.
How fast can you close?
Our average close is 12 days. Purchase or refinance, we move fast because the process is built for it — and because in this market, speed is money.
Do you only work in Arizona?
We’re based in Chandler, Arizona, and lend across 35+ states. Wherever you are, the same two people handle your file start to finish.
I just got my mortgage. Is it too soon to talk?
It’s never too soon to have someone watching. We’ll review your terms, tell you honestly whether refinancing makes sense yet — and if it doesn’t, we’ll watch the market and call you the moment it does.
Let's Talk

Ready to Stop Overpaying on Your Mortgage?

Whether you are buying, refinancing, or just want to know if you are leaving money on the table, reach out. The consultation is free.

◆
CompanyBarrett Financial Group, LLC • NMLS #181106
◎
Location2701 E Insight Way, Suite 150, Chandler, AZ 85286
⏲
AvailabilityMon through Fri 8am to 6pm MST and by appointment

Send a Message

We respond within 24 hours. Usually much faster.

By submitting, you agree to be contacted by Mikesell & Forsyth / Barrett Financial Group, LLC regarding your inquiry. This is not an application for credit and does not affect your credit score. See our Privacy Policy.

Free Rate Review →